'I needed money to pay bills,' she added. However Clark points out she could have been hacked and said she does not know the person named 'Jamari' to whom her money went.Ĭlark said she needs the money to pay rent. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Clark said the bank told her the transfer came from a Chicago IP address which matches her residence. 6 To apply for Credit Builder, you must have received a single qualifying direct deposit of 200 or more to your Chime Checking Account. She also supplied the bank with screen shots from Lyft which she says shows she was in Country Club Hills at the time of the transfer. So that's what I did.'īesides that police report, Clark filed a Chime bank affidavit form of 'erroneous transfer' and complained via email. 'Then the manager escalated me up to a specialist, and the specialist just gave me a dispute form via email, and she told me to file a police report. I told the manager, I said that I didn't authorize that transfer, I can't even get into my account so that is just impossible,' Clark said. 'I was trying to check my bank balance while I was on my way back home and I couldn't log in.